Navi Loan App Review | Is Navi Loan App safe?

Navi loan app is an digital platform which provides instant loan in form of Navi home loan, Navi personal loan etc.

What is a Navi Loan App?

It is a digital loan app which provides simple, affordable and flexible financial products and services. It gives almost all types of loans like Navi personal loan, Navi home loan, Navi health loan etc.

navi loan app review

Services in Navi :-

  • It gives cashless loans.
  • It is a 100% paperless process.
  • It doesn’t require a large number of documents.
  • It provides 24/7 customer support.
  • The loan is approved only through downloading the Navi App.
  • An immediate bank transfer.
  • Flexible choice for loans and EMI.
  • Interest rates mostly from 9.9% p.a. to 26%.

Types of Navi Loan :-

  • Navi home Loan:-  

Navi instant home loans upto Rs. 20 lakhs. Navi home loan at the interest rate of 7.89% p.a. with flexible EMI. Navi Loan repayment upto 30 years at your convenience. A customer can apply for a Navi home loan online.

  • Navi Personal Loan:- Navi instant personal loans upto Rs. 20 lakhs. Navi personal loan at the interest rate of 9.9% p.a. with flexible EMI. Navi Loan repayment upto 72 months and 6 years  at your convenience. A customer can apply for a Navi personal loan online.

Navi Health Insurance :-

Navi Health Insurance  upto Rs. One crore with pre and post hospitalization cover. Premiums start at Rs. 235/month.

How does the Navi loan app work?

It is an app which is currently available on Android mobile phones.  With the help of the Navi loan app, a customer can apply for a loan, check eligibility and other things like EMI. A customer can take loans in a minute.

Minimum salary for Navi loan:-

A customer can take a Navi personal loan at 9.90%. There is no minimum salary required for a Navi loan. 

The salary employed has one benefit of a steady source of income. Then a person can repay the loan in EMI.

Is the Navi loan app safe?

     The Navi loan app is not a scam but 100% safe. The Navi loan app is 100% digital and paperless. It gives instant transfer of money into the customer’s account.

But one thing you have to keep in mind and should be aware while taking loans are:-

  • Reading “Terms and conditions apply” carefully.
  • Check your credit score before applying.
  • Evaluate your affordability.
  • Should not overborrow the money.
  • Calculate your EMI for loans

If you keep all these things in check and pay your loan on time, then a Navi loan can be useful for you.

Navi Personal Loan EMI calculator:-

Navi Loan EMI calculator helps you in setting repayment schedules. It tells you about when and how much amount you have to repay.

Navi Loan EMI calculator helps you to calculate your monthly EMIs accurately and mathematically with the help of visuals also.

A customer simply has to add loan amount, tenure and rate of interest, you will get the detailed picture of your loan repayment installments.

Eligibility for Navi Loan App:-

Nationality: Must be an Indian citizen.

Occupation: You can either be salaried or self-employed

Age: The applicant should be aged between 18 and 65 years to avail the loan. 

Is Navi App Safe?

Navi app is a legit application that offers loan and health insurance services. You can avail instant loan facility in an emergency or at a time when you need urgent money. But taking a loan also requires paying lots of interest; if you can not pay it on time, you can face many challenges. Hence, take a loan only in an emergency, not for unnecessary things.

navi loan app review

navi loan can be said to be the best app to took loan and it provides you all the loan amount with minimal documentation and hassle,  If you can not pay the required loan amount and interest rate, avoiding such activity is good. Otherwise, your collateral asset can be liquidated by the money lender. thus we can conclude that navi loan can said to be the best app to took loan from it and it also provide health insurance .

Navi Loan App Customer Support Details

Navi application offers loan services to those cities where it has centers. If you want to know more about its services, you can contact its customer care, as mentioned below.

  • Customer Care Number: +91 81475 44555
  • Official Customer Support Email: [email protected][email protected]
  • Official Office Address: Navi Technologies Private Limited, 3rd Floor, Salarpuria Business Centre, 93, 5th A Block, Koramangala, Bangalore – 560095


What Happens if I Don’t Pay my Navi Loan?

If you do not pay the loan, it can liquidate the assets you have kept as collateral. However, before this lender must provide a 30 days notice period

What is the Interest Rate in the Navi App?

Navi loan app has kept the interest rate for loan amounts from 9% to 36%, which also charges 2.5% processing charges.

Is Navi loan app RBI registered?

Navi app is an RBI-approved loan service provider; you can find its details on RBI’s official website. There you will see the RBI approved loan app list; you can go through the list and check out the details about the Navi app.

Is the Navi loan app coming under NBFC?

Navi online apps have made the process of lending and borrowing extremely simple, and fast. This modern way of borrowing money has become extremely useful for quick loan requirements. So, companies like Navi loan company come under NBFC.

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